Terms of Use

Last updated: April 23, 2025

1. Acceptance of Terms

By accessing or using MarketMoodz.com ("we," "us," or "our"), you agree to these Terms of Use ("Terms") and our Privacy Policy. If you do not agree, please do not use the Service.

2. Eligibility

U.S. Residents Only: This Service is intended for U.S.-based users aged 18 or older.

No Minors: We do not knowingly collect information from individuals under 18.

3. Account Registration & Security

Information Required: You must provide a valid name, email address, mailing address, and payment information.

Account Responsibility: You are responsible for maintaining the confidentiality of your credentials and for all activities under your account.

4. Subscriptions & Payments

Billing Cycle: Subscriptions renew automatically on a monthly or annual basis, as selected at signup.

Price Changes: We may change prices with notice; continued use constitutes acceptance.

Failed Payments: We may suspend your access if a payment is declined.

5. Cancellations & Refunds

Cancel Anytime: You may cancel your subscription at any time via your account settings.

Refund Policy: There is a 30 day money back guarantee. Contact us at info@marketmoodz.com if you need a refund after you cancel within 30 days.

6. Permitted Use & Prohibited Conduct

Permitted Use: Accessing market data, AI-generated analysis, and related content for personal, informational purposes only.

Prohibited Conduct: Reverse engineering, scraping, sharing credentials, harassing others, or any unlawful activity.

7. Intellectual Property

Our Content: All text, graphics, logos, and software on the Service are our exclusive property.

User License: We grant you a limited, non-exclusive license to access and use the Service in accordance with these Terms.

8. Third-Party Data & AI Processing

We collect market data from third-party sources and use artificial intelligence to analyze and present it. We make no representations about the accuracy or completeness of such content; you should verify it independently.

9. Disclaimers & No Investment Advice

Informational Purposes Only: The Service is provided "as is" without warranties of any kind.

Not Financial Advice: Any market data or analysis displayed does not constitute investment advice. You should verify all information with independent sources and consult a qualified professional before making any financial decisions. We assume no liability for your investment outcomes.

10. Limitation of Liability

To the fullest extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service.

11. Indemnification

You agree to indemnify and hold us harmless from any claims, liabilities, damages, losses, and expenses arising out of your breach of these Terms or your use of the Service.

12. Termination

We may suspend or terminate your access if you violate these Terms or fail to pay subscription fees. Upon termination, your right to use the Service immediately ceases and we may delete your content in accordance with our Privacy Policy.

13. Governing Law & Dispute Resolution

These Terms are governed by the laws of the state of North Carolina. Any dispute arising under or in connection with these Terms shall be resolved exclusively in the state or federal courts located in [Your County], [Your State].

14. Changes to These Terms

We may modify these Terms at any time. We will update the "Last updated" date above. Your continued use of MarketMoodz.com after changes indicates your acceptance of the revised Terms.

15. Contact Us

If you have any questions about these Terms, please email us at info@marketmoodz.com.